Last Revised: January 1, 2021
Welcome to the Ladder Capital website (the “Site”). The following Terms of Use govern your use of the Site and the Content (defined below). For purposes of these Terms of Use, the term Ladder Capital means Ladder Capital Corp and its affiliates.
PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THE SITE OR THE CONTENT, YOU ARE AGREEING TO THESE TERMS OF USE. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, DO NOT ACCESS OR OTHERWISE USE THIS SITE OR THE CONTENT.
LADDER CAPITAL RESERVES THE RIGHT TO MAKE CHANGES TO THESE TERMS OF USE AT ANY TIME BY POSTING AN UPDATED VERSION OF THESE TERMS OF USE. LADDER CAPITAL WILL INDICATE THAT CHANGES TO THESE TERMS OF USE HAVE BEEN MADE BY UPDATING THE “LAST REVISED” DATE SET FORTH ABOVE. ALL SUCH CHANGES WILL BE EFFECTIVE IMMEDIATELY UPON POSTING. YOU SHOULD PERIODICALLY VISIT THIS PAGE TO REVIEW THE MOST CURRENT TERMS OF USE. YOUR CONTINUED USE OF THE SITE FOLLOWING CHANGES TO THESE TERMS CONSTITUTES YOUR ACCEPTANCE OF SUCH CHANGES.
NO REPRESENTATION AS TO SUITABILITY; NO INVESTMENT ADVICE
Nothing on this Site or in any of the Content should be construed as rendering tax, legal, investment, or accounting advice. The posting of any prospectus or any other Content on this Site is solely for convenience and informational purposes and should not be interpreted as a recommendation or opinion that you should make any purchase or sale or participate in any transaction. We make no representation as to the financial investment or suitability of any product or service described on this Site for any user. All such information is general in nature and does not constitute an endorsement or recommendation of any investment or other product, or the suitability of it for you. Nothing on this Site constitutes an offer to sell or a solicitation to buy any security or any financial product. All securities transactions require signed agreements between us and our clients, and the terms of those agreements are binding on the parties.
FORWARD-LOOKING STATEMENTS
Statements and financial information on this Site that are not strictly historical, including those about management expectations, strategic objectives, business prospects, anticipated financial results and other similar matters, may be “forward-looking” statements, as defined by federal securities laws. Any forward-looking statement speaks only as of the date on which it is made. There are a variety of factors, many of which are beyond Ladder Capital’s control, which affect its operations, performance, business strategy and results and could cause its actual results and experience to differ materially from the expectations and objectives expressed in any forward-looking statements. These factors include, but are not limited to, actions and initiatives taken by current and potential competitors, general economic conditions, the effects of current, pending and future legislation, regulation and regulatory actions, and the other risks and uncertainties outlined in our publicly available reports filed with the U.S. Securities and Exchange Commission (the “SEC”). There is no assurance that Ladder Capital will achieve any particular result. Accordingly, you are cautioned not to place undue reliance on forward-looking statements.
Certain material, including, but not limited to, annual reports and other SEC filings, press releases, and product information, may become stale or incomplete over time. Except as required by law, Ladder Capital is not obligated to, and does not intend to, update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.
PAST PERFORMANCE
Past performance is not indicative of future results; no representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided.
U.S.-BASED SITE AND SERVICES; AVAILABILITY OF PRODUCTS AND SERVICES
This Site is controlled by us from our offices within the United States. The products and services referred to on this Site are generally offered and sold only to persons in the United States and its territories. No security, advisory or product or service is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the securities, advisory, or other laws of such jurisdiction. Product, services or advisory fees and other charges identified on the Site are provided for general information purposes only and are subject to change. You should consult the prospectus, certificate, or account documents or a qualified financial professional for information regarding the products, fees, programs and services that may be available to you.
Access to the Content from jurisdictions where such access is illegal is prohibited. You are responsible for your compliance with all applicable laws and you may not use or export the materials in this Site in violation of U.S. export laws and regulations, or the laws of your local jurisdiction. By downloading Content, you warrant that you are not in a country where such export is prohibited, that you are not a person or entity to which such export is prohibited, and that you are otherwise in compliance with the laws of your local jurisdiction regarding the import, export, or re-export of any Content.
INTELLECTUAL PROPERTY RIGHTS
The material and content accessible on or generated by this Site including, without limitation, software, text, articles, reports, audio and video files, images, trademarks, service marks, logos, and icons (the “Content”) is owned or licensed by Ladder Capital and protected by copyright and other laws in both the United States and other countries. All custom graphics, icons, and other items that appear on the Site are trademarks, service marks or trade dress (the “Marks”) of Ladder Capital or its licensors and may not be used or interfered with in any manner without the express written consent of Ladder Capital. Subject to your compliance with these Terms of Use, Ladder Capital grants you a limited, personal, nontransferable, nonsublicensable, revocable license to access and make personal and non-commercial use of the Site and Content only in the manner approved by Ladder Capital. Neither the Site nor the Content may be used for any commercial purpose or be framed, copied, reproduced, performed, displayed, distributed, republished, uploaded, posted, scraped, spidered or transmitted in any way, without our prior written consent, which may be withheld in our sole discretion, except that you may print out or electronically save a copy of the Content and these Terms of Use for your personal use and records. In doing so, you may not remove or alter any Mark or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Site or Content except as expressly provided in these Terms of Use violates the intellectual property rights of Ladder Capital and/or its licensors. Except for the limited license granted above, Ladder Capital does not convey any interest in or to the Site or Content by permitting you to access the Site. All rights not expressly granted to you in these Terms of Use are reserved and retained by Ladder Capital or its licensors.
USER CONTRIBUTIONS
With respect to any comments, reviews or other content that you post, or any questions, suggestions, ideas, or other information you submit, in connection with the Site (collectively, “Submissions”), you hereby grant us the royalty-free, perpetual, irrevocable, worldwide, nonexclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all Submissions, and to incorporate any Submission in other works, in any form, media, or technology now known or later developed. Ladder Capital will not be required to treat any Submission as confidential, and may use any Submission in our businesses (including, without limitation, for products or advertising) without attribution and without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future operations.
You may not post, send, submit, publish, or transmit in connection with this Site any Submissions that:
THIRD-PARTY LINKS
Ladder Capital may link to websites operated by third parties. However, these third party sites are not maintained by, related to, sponsored by or affiliated with Ladder Capital. These links are provided for convenience of reference only and are not intended as an endorsement by Ladder Capital of the organization or individual operating the website or a warranty of any type regarding the website or the information on the website. By using this Site, you acknowledge that Ladder Capital is not responsible for the availability of, services or products offered, or the content located on or through, any such external website.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
YOUR ACCESS TO, AND USE OF, THE SITE AND CONTENT IS AT YOUR OWN RISK. THE SITE AND CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. LADDER CAPITAL DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY OR NONINFRINGEMENT. LADDER CAPITAL DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED ON THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED. LADDER CAPITAL DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE, OR THE RESULTS OF USE, OF THE CONTENT IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND LADDER CAPITAL MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. LADDER CAPITAL ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
NEITHER LADDER CAPITAL NOR ITS LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, BROKERS, REPRESENTATIVES, OFFICERS, AND/OR DIRECTORS, WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES ARISING FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE OR THE CONTENT, EVEN IF LADDER CAPITAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS UNDER SUCH STATE LAWS.
COMPLIANCE; INDEMNIFICATION
Access to this Site or Content from jurisdictions where such access is illegal is prohibited. You are responsible for your compliance with all applicable laws and you may not use or export the materials in this Site in violation of U.S. export laws and regulations, or the laws of your local jurisdiction. By downloading Content, you warrant that you are not in a country where such export is prohibited, that you are not a person or entity to which such export is prohibited, and that you are otherwise in compliance with the laws of your local jurisdiction regarding the import, export, or re-export of any Content.
YOU AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS LADDER CAPTIAL AND ITS LICENSORS AND SERVICE PROVIDERS, AND ITS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, SUCCESSORS AND ASSIGNS, FROM AND AGAINST ANY CLAIMS, LIABILITIES, DAMAGES, JUDGMENTS, AWARDS, LOSSES, COSTS, EXPENSES OR FEES (INCLUDING REASONABLE ATTORNEYS’ FEES) ARISING OUT OF OR RELATING TO YOUR VIOLATION OF THESE TERMS OF USE OR YOUR USE OF THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY USE OF THE CONTENT OTHER THAN AS EXPRESSLY AUTHORIZED IN THESE TERMS OF USE.
GOVERNING LAW AND JURISDICTION
All matters relating to the Site and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by, and construed in accordance with, the internal laws of the State of New York without giving effect to any choice or conflict of law provision or rule (whether of the State of New York or any other jurisdiction).
Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of New York located in New York, New York. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
WAIVER AND SEVERABILITY
No waiver by Ladder Capital of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Ladder Capital to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
If any of these conditions are deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.
PRIVACY
Please review our website Privacy Notice, which also governs your visit to laddercapital.com, to understand our practices.
ENTIRE AGREEMENT
These Terms of Use constitute the entire agreement among the parties relating to this subject matter.